Terms & Conditions

Introduction These terms and conditions govern your use of this website; by using this website, you fully accept these terms and conditions. If you do not agree to these terms and conditions, or any part of these terms and conditions, you should not use this website. You must be at least 18 years old to use this website. By using this website and agreeing to these terms and conditions, you agree and represent that you are at least 18 years of age. This website uses cookies. By using this website and agreeing to these terms and conditions, you consent to the use of cookies by www.theactuarialacademy.com, in accordance with the privacy policy of www.theactuarialacademy.com.

Website License
Unless otherwise stated, www.theactuarialacademy.com and/or its licensors own the intellectual property rights of the website and its content. Subject to the license below, all intellectual property rights are reserved. You may download content for temporary storage purposes and print pages from the website for personal use, subject to the restrictions outlined in these terms and conditions. You must not:
  • Republish content from this website or items purchased on this website (including reproduction on another website);
  • Sell, rent, or sub-license any material from the website or purchased through it;
  • Publicly display any material from the website or purchased from it;
  • Reproduce, duplicate, copy, or exploit material on this website or purchased from it for commercial purposes;
  • Edit or otherwise modify any material from the website or purchased through it; or
  • Distribute any material from this website or purchased from it without explicit written consent for redistribution.

Acceptable Use
You must not use this website in any manner that causes or may cause damage to the website or its availability/accessibility, or that is unlawful, illegal, fraudulent, or harmful. You must not use this website to store, host, transmit, send, use, publish, or distribute anything containing spyware, viruses, Trojan horses, worms, keystroke loggers, rootkits, or other malicious software. You must not conduct any systematic or automated data collection activities on this website without express written consent from the Actuarial Academy. This includes, but is not limited to, data scraping, data mining, and data harvesting. Additionally, you must not use this website to send unsolicited commercial communications or for any marketing purposes without written permission from the Actuarial Academy.

Restricted Access
Access to certain areas of this website is restricted. The Actuarial Academy reserves the right to restrict access to certain areas or the entire website at its discretion. If the Actuarial Academy provides you with a user ID and password to access restricted areas of the website or other content/services, you must ensure confidentiality of your user ID and password.
  • Access to recorded lectures is device-specific, and device changes are only permitted with management approval.
  • The Actuarial Academy may disable your user ID and password at its discretion without notice or explanation.
Access to the in-house portal for study materials and the MCQ platform is available from any device.

User Content
“User content” refers to the materials (such as text, images, audio, video) that you submit to the website for any purpose. By submitting user content, you grant the Actuarial Academy a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, publish, translate, and distribute your content in any existing or future media. You also grant the right to sub-license these rights and to bring legal action for the infringement of these rights. Your user content must not be illegal or unlawful, must not infringe any third party’s legal rights, and must not give rise to legal action against you, the Actuarial Academy, or a third party. The Actuarial Academy reserves the right to edit or remove any material submitted to the website or stored on its servers. The Actuarial Academy is not responsible for monitoring the submission or publication of user content on the website.

Limitation of Liability
By using this website, you agree that the limitations of liability set out in this disclaimer are reasonable. If you do not think they are reasonable, you should not use this website.

Other Parties
You agree not to bring any claims against the Actuarial Academy, its employees, or representatives in relation to any losses suffered in connection with this website. You further agree that the limitations of warranties and liability set out in this disclaimer will protect the Actuarial Academy, its employees, agents, and subcontractors.

Severability
If any provision of these terms and conditions is found by a court or other competent authority to be unlawful or unenforceable, the other provisions will continue in effect. If any unlawful provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will remain in force.

Payment and Indemnification
You agree to indemnify the Actuarial Academy for any losses, damages, costs, liabilities, and expenses (including legal fees) incurred by the Actuarial Academy arising from any breach of these terms and conditions by you.

Breaches of These Terms and Conditions
If you breach these terms and conditions, the Actuarial Academy may take appropriate action, including suspending or blocking your access to the website, blocking computers using your IP address, contacting your internet service provider, or bringing legal proceedings against you.

Changes to Terms and Conditions
The Actuarial Academy may revise these terms and conditions from time to time. The revised terms and conditions will apply from the date they are published on this website. It is your responsibility to check this page regularly to ensure you are familiar with the current version.

Assignment
The Actuarial Academy may transfer, sub-contract, or assign its rights and/or obligations under these terms and conditions without notifying you or obtaining your consent. You may not transfer or assign your rights and/or obligations under these terms and conditions.

Entire Agreement
These terms and conditions, together with any specific references contained herein, constitute the entire agreement between you and the Actuarial Academy concerning your use of this website.

Governing Law and Jurisdiction
These terms and conditions are governed by and construed in accordance with the laws of India, and any disputes related to these terms and conditions will be subject to the exclusive jurisdiction of the courts of Maharashtra.

Contact Information
This website is owned and operated by the Actuarial Academy. If you have any questions, please contact us at theactuarialacademy@gmail.com.