Terms & Conditions
Introduction
These terms and conditions govern your use of this website; by using this
website, you fully accept these terms and conditions. If you do not agree to
these terms and conditions, or any part of these terms and conditions, you
should not use this website. You must be at least 18 years old to use this
website. By using this website and agreeing to these terms and conditions,
you agree and represent that you are at least 18 years of age. This website
uses cookies. By using this website and agreeing to these terms and
conditions, you consent to the use of cookies by
www.theactuarialacademy.com, in accordance with the privacy policy of
www.theactuarialacademy.com.
Website License
Unless otherwise stated,
www.theactuarialacademy.com
and/or its licensors own the intellectual property rights of the website and
its content. Subject to the license below, all intellectual property rights
are reserved. You may download content for temporary storage purposes and
print pages from the website for personal use, subject to the restrictions
outlined in these terms and conditions. You must not:
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Republish content from this website or items purchased on this website
(including reproduction on another website);
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Sell, rent, or sub-license any material from the website or purchased
through it;
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Publicly display any material from the website or purchased from it;
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Reproduce, duplicate, copy, or exploit material on this website or
purchased from it for commercial purposes;
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Edit or otherwise modify any material from the website or purchased
through it; or
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Distribute any material from this website or purchased from it without
explicit written consent for redistribution.
Acceptable Use
You must not use this website in any manner that causes or may cause damage
to the website or its availability/accessibility, or that is unlawful,
illegal, fraudulent, or harmful. You must not use this website to store,
host, transmit, send, use, publish, or distribute anything containing
spyware, viruses, Trojan horses, worms, keystroke loggers, rootkits, or
other malicious software. You must not conduct any systematic or automated
data collection activities on this website without express written consent
from the Actuarial Academy. This includes, but is not limited to, data
scraping, data mining, and data harvesting. Additionally, you must not use
this website to send unsolicited commercial communications or for any
marketing purposes without written permission from the Actuarial Academy.
Restricted Access
Access to certain areas of this website is restricted. The Actuarial Academy
reserves the right to restrict access to certain areas or the entire website
at its discretion. If the Actuarial Academy provides you with a user ID and
password to access restricted areas of the website or other
content/services, you must ensure confidentiality of your user ID and
password.
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Access to recorded lectures is device-specific, and device changes are
only permitted with management approval.
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The Actuarial Academy may disable your user ID and password at its
discretion without notice or explanation.
Access to the in-house portal for study materials and the MCQ platform is
available from any device.
User Content
“User content” refers to the materials (such as text, images, audio, video)
that you submit to the website for any purpose. By submitting user content,
you grant the Actuarial Academy a worldwide, irrevocable, non-exclusive,
royalty-free license to use, reproduce, publish, translate, and distribute
your content in any existing or future media. You also grant the right to
sub-license these rights and to bring legal action for the infringement of
these rights. Your user content must not be illegal or unlawful, must not
infringe any third party’s legal rights, and must not give rise to legal
action against you, the Actuarial Academy, or a third party. The Actuarial
Academy reserves the right to edit or remove any material submitted to the
website or stored on its servers. The Actuarial Academy is not responsible
for monitoring the submission or publication of user content on the
website.
Limitation of Liability
By using this website, you agree that the limitations of liability set out
in this disclaimer are reasonable. If you do not think they are reasonable,
you should not use this website.
Other Parties
You agree not to bring any claims against the Actuarial Academy, its
employees, or representatives in relation to any losses suffered in
connection with this website. You further agree that the limitations of
warranties and liability set out in this disclaimer will protect the
Actuarial Academy, its employees, agents, and subcontractors.
Severability
If any provision of these terms and conditions is found by a court or other
competent authority to be unlawful or unenforceable, the other provisions
will continue in effect. If any unlawful provision would be lawful or
enforceable if part of it were deleted, that part will be deemed to be
deleted, and the rest of the provision will remain in force.
Payment and Indemnification
You agree to indemnify the Actuarial Academy for any losses, damages, costs,
liabilities, and expenses (including legal fees) incurred by the Actuarial
Academy arising from any breach of these terms and conditions by you.
Breaches of These Terms and Conditions
If you breach these terms and conditions, the Actuarial Academy may take
appropriate action, including suspending or blocking your access to the
website, blocking computers using your IP address, contacting your internet
service provider, or bringing legal proceedings against you.
Changes to Terms and Conditions
The Actuarial Academy may revise these terms and conditions from time to
time. The revised terms and conditions will apply from the date they are
published on this website. It is your responsibility to check this page
regularly to ensure you are familiar with the current version.
Assignment
The Actuarial Academy may transfer, sub-contract, or assign its rights
and/or obligations under these terms and conditions without notifying you or
obtaining your consent. You may not transfer or assign your rights and/or
obligations under these terms and conditions.
Entire Agreement
These terms and conditions, together with any specific references contained
herein, constitute the entire agreement between you and the Actuarial
Academy concerning your use of this website.
Governing Law and Jurisdiction
These terms and conditions are governed by and construed in accordance with
the laws of India, and any disputes related to these terms and conditions
will be subject to the exclusive jurisdiction of the courts of
Maharashtra.
Contact Information
This website is owned and operated by the Actuarial Academy. If you have any
questions, please contact us at theactuarialacademy@gmail.com.